Should I work with a direct hard money lender or use a hard money broker?

There is no one size fits all answer to this question. But whether you decide to go directly to a hard money lender or use a Hard money broker like us, comes down to some pretty basic decisions. 

Do you want to go to a Hard money broker who has access to dozens, even hundreds of lenders and can use their network and the inherent lender competition as a means of driving down rates in order to get borrowers the best possible rates and loan terms?

Or do you like the idea of going directly to a lender and choosing from their smaller range of loan products?

Direct lenders will tell you that because the money is theirs, there is a higher chance the loans will close and be issued on time. But that’s a blanket statement  which does not necessarily apply.

At Jacksonville Hard Money Lenders we have long term working relationships with creditors all over the country and we only work with those who consistently close fast. 

Finally it should come as no surprise that as a long term Hard money broker with access to Dozens of capital sources around the U.S.,that we regularly are able to get better loan terms and lower rates than a direct lender who is relying from just one singular source of capital.